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Arthur cleared out everything that wasn’t rock solid and replaced most of it with derivatives and synthetic instruments. These instruments carried much bigger risks than more traditional investments, but the risks were often hard to understand and therefore easy to ignore. Even better, they were nearly impossible to regulate. Nobody in the government really understood how they worked and the people who did understand them weren’t about to give regulators the real scoop on how they worked. Most of the people who traded them didn’t even understand that they were basically holding plutonium in their hands while wearing tinfoil gloves.The people who did understand knew that there would always be enormous underlying risks, that every synthetic instrument was based on a mathematical model of reality and all the models were oversimplifications. They also understood that there was an excellent chance that they would be wealthy enough to skate by whatever collapse they caused by the time they. He’d been in the act of pulling his shirt off to sit down on the guard’s chair and the movement had caused Leila to look up as she was heading down the beach to swim. His sculpted chest and tight nipples had already made her tingle before she had even seen the sprinkling of blond hair starting at his navel and disappearing into those tight red speedos or the clean sweep of his obliques as they too disappeared into his groin area. Was that also a piercing pushing out his swimmers?Over the next few weeks that summer, Leila had spent a lot of time at the beach getting to know Jake and it wasn’t long before he had asked her out on a date. They had been going out for nearly two years now and had spent their together time either at his little apartment or at the Jamieson house. Jake came from a very conservative family and was basically quite shy. There had been disagreements with his family when they had found he was sleeping with Leila, but as Leila had encouraged him to be more.
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